So you recently tore up your embarrassing green "N" card and are looking for your first car to buy. Whoa!

Before you even dream about that racy red sports car on the dealers’ lot or that big hulking SUV, think very closely about your choice of wheels. Many first-time buyers hungry for a taste of automotive freedom go a little crazy and buy the wrong car for the wrong reasons and for the wrong price.

If you are paying for the car out of your hard earned savings, buy something that’s suited to your budget. Why buy an expensive sports car that sucks every penny you have? You may get compliments for your nice ride, but you are paying for them. Save and buy a cool car when you can really afford it.

Most young buyers don’t have the funds to purchase new and so have to look for a used car. It’s not all bad; millions of cars are bought and sold annually second-hand. Despite the horror stories, most dealers are not there to rip you off and you can still score some bargains if you are persistent.

When taking a test drive, check:

BRAKES: The most important safety aspect. If they feel worn, loose or make noises get them inspected by a professional.

The most important safety aspect. If they feel worn, loose or make noises get them inspected by a professional.

If the seatbelt fabric is worn or frayed, renegotiate the selling price. Also check the mounting points, belt latches and clasps to make sure they are safe.

BODY AND INTERIOR: A dented, body won’t affect the safety of a vehicle, but rust does attack the structure. Minor body dings and dents can be used as good haggling chips to lower the price. Check for a missing rear view mirror, seat belts and operate all electric switches knobs or buttons to make sure everything works.

A dented, body won’t affect the safety of a vehicle, but rust does attack the structure. Minor body dings and dents can be used as good haggling chips to lower the price. Check for a missing rear view mirror, seat belts and operate all electric switches knobs or buttons to make sure everything works.

ENGINE AND TRANSMISSION: Check for oil and coolant leaks. Drive the car and see if it overheats. Also ask a qualified mechanic to do an inspection and other tests to check the condition, strength and future life of the engine.

Check for oil and coolant leaks. Drive the car and see if it overheats. Also ask a qualified mechanic to do an inspection and other tests to check the condition, strength and future life of the engine.

The transmission needs to be checked for leaking fluid. Slipping, harsh shifts, lurches or metallic clunking sounds while changing gears need to be investigated. Have the battery checked for its condition and how much charge it holds.

CHECK WITH ICBC: for outstanding liens, holds, fines and the accident record on the vehicle you are interested in. If it’s suspect walk away.

for outstanding liens, holds, fines and the accident record on the vehicle you are interested in. If it’s suspect walk away.

BARGAIN HARD: Cash talks, so haggle with the seller and make sure you get a warranty if buying from a dealer.

Cash talks, so haggle with the seller and make sure you get a warranty if buying from a dealer.